BTW, I called D and H cycle in Alabama on how to get the YES extended warrenty for $395, and I am not saying this is correct, I am saying this is what he told me and I have no reason to doubt him...."I cant sell to Washington State as your insurance commission told me I would have to be licensed in the state of WA as an insurance salesperson as the commission considers this insurance, and I can not discount the insurance at any rate to a WA state person...." close quote. Anyway, he is very nice.....but the discount rate I am hearing from dealers here is 25% which is fine.....