You're welcome John,
Several years ago I developed some fairly minor problems with my car, and being naturally lazy I didn't get around to fixing them because I had a bike, and actually preferred to use that. Then a year or so ago I asked myself why I was paying for insurance on this car I never used, not to mention license plates, etc., . . . and so I turned in the plate and dropped the insurance. My wife has a nice car if we need one, but I seem to have discovered I simply don't need one. I did build myself a nice rack for the back of the NT, and use it to commute to work almost every day.
Of course I'm in Florida, and haven't had to deal with snow and ice for about thirty years now. I've sure been dealing with rain lately though, but even with that, I find that the NT does pretty well if I can keep it moving enough. It's when I have to stop for a red light that I get soaked.
Of course if it's really raining I can use my rain gear and stop that problem . . . but, did I mention I'm lazy? This time of year that rain is nice and warm.